Overview
Smart money at a glance
Filings to Oct 1, 2026Net selling: insiders sold $847K and bought $0 on the open market in 90 days (SEC Form 4). Congress: net selling of $15K to $50K in 180 days.
- Company insidersSEC Form 4, last 90 days
- -$847K netNet selling
- CongressSTOCK Act, last 180 days
- -$15K to -$50K netNet selling
- Big fundsSEC 13F, quarter ended Jun 30, 2026
- 6 added, 2 cutMore adding
- Federal contractsUSAspending.gov, last 12 months
- No awardsNone on record
Key stats
Fundamentals Sep 30- Open
- $71.70
- 52-wk high
- $87.67
- High
- $72.00
- 52-wk low
- $62.55
- Low
- $71.19
- Prev close
- $71.52
- Mkt cap
- $23.27B
- P/E
- 7.3x
- Volume
- 2.52M
- Fwd P/E
- 6.7x
- Beta
- 1.31
- Div yield
- 1.65%
- P/S
- 2.3x
- P/B
- 1.5x
- Profit margin
- +35.5%
- Op margin
- +50.2%
- ROE
- +20.8%
What do analysts expect?
Analyst target and ratings are on paid plans
See the 12-month consensus target and the buy/hold/sell rating split.
Unlock the full resultsQuestions about SYF filings
Are insiders buying or selling Synchrony Financial (SYF) stock?
Net selling: insiders sold $847K and bought $0 of SYF stock on the open market in the 90 days to Oct 1, 2026, according to SEC Form 4 filings. $847K of the sales were made under pre-set Rule 10b5-1 trading plans. The largest was Casellas, Alberto (See remarks), who sold $436K. The latest filing was on Aug 17, 2026.
Which members of Congress have traded SYF recently?
Rep. Josh Gottheimer (D) sold $15K to $50K on Apr 9, 2026, disclosed 40 days later. In total, 1 member disclosed 1 SYF trade with trade dates in the last 180 days, filed a median 40 days after trading.
How current is this SYF smart-money data?
This summary uses filings available on Oct 1, 2026. Insiders must report trades to the SEC within 2 business days, members of Congress have up to 45 days to disclose a trade, and funds file 13F holdings up to 45 days after each quarter ends, so the latest moves may not be public yet.
Smart money
8 funds hold a position and insiders have been net selling.
What funds are doing
Buys/Adds (3)
- HA

Harris Associates
$249.4M
added
- QR

Qube Research
$109.9M
bought
- MI

Millennium
$50.8M
added
What insiders are doing
What Congress is doing
Sells (1)
How top traders are positioned
No tracked top-trader positions in SYF right now.
Live Hyperliquid positioning - not every stock is covered
Earnings
Earnings came in 24.5% above what analysts expected.
Earnings per share
$2.08 expected
Reports Oct 14, 2026, in 13 days
Estimates as of Sep 30, 2026
EPS expected
$2.24 to $2.55
Revenue expected
11 analysts
Last 30 days
Split both ways
Estimate drift
Change in 30 days
Financials
What it sold, what it cost, what was left.
| USD | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|
| What came in | ||||
| Revenue | $4.83B | $4.77B | $4.67B | $4.69B |
| Cost of what it sold | $2.16B | $2.42B | $2.30B | $2.18B |
| Gross profit | $2.68B | $2.35B | $2.36B | $2.52B |
| What it spent | ||||
| Sales and admin | $503.0M | $575.0M | $515.0M | $516.0M |
| Other operating costs | $745.0M | $824.0M | $801.0M | $815.0M |
| Total operating expenses | $1.25B | $1.40B | $1.32B | $1.33B |
| What was left | ||||
| Operating profit | $1.43B | $952.0M | $1.05B | $1.19B |
| Interest on debt | $1.01B | $973.0M | $968.0M | $975.0M |
| Profit before tax | $1.43B | $952.0M | $1.05B | $1.19B |
| Tax | $352.0M | $201.0M | $242.0M | $301.0M |
| Net profit | $1.08B | $751.0M | $805.0M | $885.0M |
| EBITDA | $1.56B | $1.09B | $1.19B | $1.33B |
Technicals
Price structure
This stock is under pressure, and looks oversold after a sharp drop.
Trend
Under pressure
0 / 100
RSI 14
20D volatility
52-week range
20D support
20D resistance
Returns
Price vs moving averages
Volume pace
News
What the news says
Coverage is bullish
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