Orange County Bancorp (OBT) Insider Trades, Congress & Funds

Smart money at a glance

Filings to Nov 14, 2026

Net selling: insiders sold $77K and bought $0 on the open market in 90 days (SEC Form 4). Congress: no trades disclosed in 180 days.

Company insidersForm 4, 90 days: -$77K net
CongressSTOCK Act, 180 days: None
Big funds13F, latest quarter: No large changes
Federal contractsUSAspending.gov, 12 months: No awards

Analysts

What do analysts expect?

Analyst target and ratings are on paid plans

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Questions about OBT filings

Are insiders buying or selling Orange County Bancorp Inc (OBT) stock?

Net selling: insiders sold $77K and bought $0 of OBT stock on the open market in the 90 days to Nov 14, 2026, according to SEC Form 4 filings. The largest was Ruhl, Joseph A (Reg Pres, Westchester County), who sold $77K. The latest filing was on Nov 5, 2026.

Which members of Congress have traded OBT recently?

None. No member of Congress disclosed a OBT trade with a trade date in the last 180 days, according to House and Senate STOCK Act filings.

How current is this OBT smart-money data?

This summary uses filings available on Nov 14, 2026. Insiders must report trades to the SEC within 2 business days, members of Congress have up to 45 days to disclose a trade, and funds file 13F holdings up to 45 days after each quarter ends, so the latest moves may not be public yet.

Smart money on OBT

Lean short1 source:
- Insiders

Top traders
No tracked positions at the last update
Insiders
Lean short3 sales · $254K
Form 4 filings, open market.
Congress
No recent politician filings found
Funds
No recent fund filings found
Influencers
No recent posts found

Each bar is 100% of that source’s money. The notch marks an even split.

Lean is the direction of the latest moves. Descriptive, not advice.

Questions about OBT filings

Are insiders buying or selling Orange County Bancorp Inc (OBT) stock?

Which members of Congress have traded OBT recently?

None. No member of Congress disclosed a OBT trade with a trade date in the last 180 days, according to House and Senate STOCK Act filings.

How current is this OBT smart-money data?

Insiders

What insiders are doing

3 trades · 6 mo

Sold$254K

Sells (3)

RJ
Ruhl Joseph A
Reg Pres, Westchester County · Nov 5
$77K
sold
Signals like this: n=8127, 50% finished lower at D15, median -0.1% vs SPY +0.6%
RS
Rooney Stephen
SVP, Chief Credit Officer · Cluster · Aug 5
$58K
sold
SG
Sousa Gregory
EVP and Deputy CLO · Cluster · Aug 3
$118K
sold

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Reported Nov 9, 2026

Results versus expectations

Documents

Quarterly report10-Q Annual report10-K Every filing

Last report

Nov 9, 2026

Period ending

Sep 30, 2026

Earnings per share

Unavailable

EPS comparison unavailable

Revenue

$35.3M

SEC filing · Net interest plus noninterest income

Next report

What the street expects next

Previous reports

Quarter / reported	Earnings per share	Beat or miss	Revenue / income	Revenue vs last year
Sep 30, 2026Reported Nov 9, 2026	Not on file	No estimate	$35.3MSEC filing	+4.6%from $33.7M
Jun 30, 2026Reported Jul 29, 2026	$1.02est. $0.79	+29.11%beat	$27.8MSEC filing	-14.3%from $32.5M
Mar 31, 2026Reported Apr 28, 2026	$0.85est. $0.78	+8.97%beat	$32.1MSEC filing	+14.6%from $28.0M
Dec 31, 2025Reported Feb 4, 2026	$0.93est. $0.74	+25.68%beat	$127.2M · FYSEC filing	No year-ago quarter
Sep 30, 2025Reported Nov 10, 2025	Not on file	No estimate	$33.7MSEC filing	+24.3%from $27.1M
Jun 30, 2025Reported Jul 30, 2025	$0.87est. $0.69	+26.09%beat	$32.5MSEC filing	+16.2%from $27.9M
Mar 31, 2025Reported Apr 30, 2025	$0.77est. $0.67	+14.93%beat	$28.0MSEC filing	+10.7%from $25.3M
Dec 31, 2024Reported Mar 17, 2025	$0.63est. $0.70	-10.00%miss	$107.7M · FYSEC filing	No year-ago quarter

Earnings per share comes from Yahoo Finance where available, then Alpha Vantage or the company release. Revenue comes from company releases, SEC filings, Alpha Vantage or Yahoo Finance. A beat or miss needs an analyst estimate on the same basis as the reported figure, so quarters without one show none. Non-USD amounts carry their currency code.

Open: $39.51
High: $40.01
Low: $39.51
Prev close: $39.85
52-wk high: $41.66
52-wk low: $24.46
Mkt cap: $534.4M
P/E: 10.7x
ROE: +17.2%
Beta: 0.38
Div yield: 1.80%
P/S: 4.2x
P/B: 1.7x
Profit margin: +39.2%
Op margin: +45.9%

Fundamentals

Is the business strong?

Fairly priced and profitable.

Net margin: 39.2%
P/E: 10.66
Market cap: $534M

Valuation

P/S4.20
P/B1.73
Dividend yield1.8%

Quality

Operating margin45.9%
ROE17.2%
ROA1.9%

Growth

Beta0.38

Technicals

Price structure

This stock is in a strong uptrend.

Trend

Strong uptrend

100 / 100

RSI 14

64balanced

20D volatility

22%annualized

52-week range

$39.86

$24.46$41.66

20D support

$36.48recent floor

20D resistance

$41.66recent ceiling

Returns

5D +0.0%20D +8.5%60D +6.1%

Price vs moving averages

SMA20 +2.6%SMA50 +4.6%SMA200 +11.7%

Volume pace

0.79xvs prior 20D

Quarter / reported

Earnings per share

Beat or miss

Revenue / income

Revenue vs last year

Sep 30, 2026Nov 9, 2026

Not on file

No estimate

$35.3MSEC filing

+4.6%from $33.7M

Jun 30, 2026Jul 29, 2026

$1.02est. $0.79

+29.11%

$27.8MSEC filing

-14.3%from $32.5M

Mar 31, 2026Apr 28, 2026

$0.85est. $0.78

+8.97%

$32.1MSEC filing

+14.6%from $28.0M

Dec 31, 2025Feb 4, 2026

$0.93est. $0.74

+25.68%

$127.2M · FYSEC filing

No year-ago quarter

Sep 30, 2025Nov 10, 2025

Not on file

No estimate

$33.7MSEC filing

+24.3%from $27.1M

Jun 30, 2025Jul 30, 2025

$0.87est. $0.69

+26.09%

$32.5MSEC filing

+16.2%from $27.9M

Mar 31, 2025Apr 30, 2025

$0.77est. $0.67

+14.93%

$28.0MSEC filing

+10.7%from $25.3M

Dec 31, 2024Mar 17, 2025

$0.63est. $0.70

-10.00%

$107.7M · FYSEC filing

No year-ago quarter

Orange County Bancorp Inc

Smart money at a glance

What do analysts expect?

Questions about OBT filings

Smart money on OBT

Questions about OBT filings

What insiders are doing

How top traders are positioned

Unlock everything for $29/month

Results versus expectations

What the street expects next

Previous reports

Is the business strong?

Price structure

Ask it in Claude or ChatGPT.

Orange County Bancorp Inc

Smart money at a glance

What do analysts expect?

Questions about OBT filings

Smart money on OBT

Questions about OBT filings

What insiders are doing

How top traders are positioned

Unlock everything for $29/month

Results versus expectations

What the street expects next

Previous reports

Is the business strong?

Price structure

Ask it in Claude or ChatGPT.

Orange County Bancorp Inc

Overview

Questions about OBT filings

Smart money

Unlock everything for $29/month

Earnings

Previous reports

Financials

Technicals

Ask it in Claude or ChatGPT.

Orange County Bancorp Inc

Overview

Questions about OBT filings

Smart money

Unlock everything for $29/month

Earnings

Previous reports

Financials

Technicals

Ask it in Claude or ChatGPT.