Overview
Smart money at a glance
Filings to Oct 5, 2026Net selling: insiders sold $731K and bought $0 on the open market in 90 days (SEC Form 4). Congress: no trades disclosed in 180 days.
- Company insidersSEC Form 4, last 90 days
- -$731K netNet selling
- CongressSTOCK Act, last 180 days
- NoneNo trades disclosed
- Big fundsSEC 13F, quarter ended Jun 30, 2026
- 1 added, 0 cutMore adding
- Federal contractsUSAspending.gov, last 12 months
- No awardsNone on record
Market overview
Fundamentals Oct 5- Open
- $51.26
- 52-wk high
- $54.08
- High
- $51.83
- 52-wk low
- $37.91
- Low
- $51.02
- Prev close
- $50.74
- Mkt cap
- $2.68B
- P/E
- 12.5x
- Volume
- 385.8K
- Fwd P/E
- 13.4x
- Beta
- 0.48
- Div yield
- 2.92%
- P/S
- 3.7x
- P/B
- 1.4x
- Profit margin
- +29.6%
- Op margin
- +41.4%
- ROE
- +11.4%
What do analysts expect?
Analyst target and ratings are on paid plans
See the 12-month consensus target and the buy/hold/sell rating split.
Unlock the full resultsQuestions about NBTB filings
Are insiders buying or selling NBT Bancorp Inc (NBTB) stock?
Net selling: insiders sold $731K and bought $0 of NBTB stock on the open market in the 90 days to Oct 5, 2026, according to SEC Form 4 filings. The largest was Halliday, Sarah A (EVP/Chief Comm Innovation Off), who sold $486K. The latest filing was on Jul 30, 2026.
Which members of Congress have traded NBTB recently?
None. No member of Congress disclosed a NBTB trade with a trade date in the last 180 days, according to House and Senate STOCK Act filings.
How current is this NBTB smart-money data?
This summary uses filings available on Oct 5, 2026. Insiders must report trades to the SEC within 2 business days, members of Congress have up to 45 days to disclose a trade, and funds file 13F holdings up to 45 days after each quarter ends, so the latest moves may not be public yet.
Smart money
8 funds hold a position and insiders have been net selling.
What funds are doing
Buys/Adds (1)
- FM

FMR LLC
$80.2M
added
What insiders are doing
How top traders are positioned
No tracked top-trader positions in NBTB right now.
Live Hyperliquid positioning - not every stock is covered
Earnings
Earnings came in 13.7% below what analysts expected.
Last report
Jul 27, 2026
Period ending
Jun 30, 2026
Earnings per share
$1.02 expected
Revenue
No reported revenue on record
Previous reports
All values in USD| Period ending | Reported | EPS / estimate | EPS surprise | Revenue / estimate | Rev. surprise |
|---|---|---|---|---|---|
| Jun 30, 2026 | Jul 27, 2026 | $0.88 / $1.02Alpha Vantage | -13.73% miss | Unavailable | Unavailable |
| Mar 31, 2026 | Apr 23, 2026 | $0.97 / $0.98Alpha Vantage | -1.02% miss | Unavailable | Unavailable |
| Dec 31, 2025 | Jan 26, 2026 | $1.05 / $0.99Alpha Vantage | +6.06% beat | Unavailable | Unavailable |
| Sep 30, 2025 | Oct 27, 2025 | $1.05 / $0.97Alpha Vantage | +8.25% beat | Unavailable | Unavailable |
| Jun 30, 2025 | Jul 28, 2025 | $0.44 / $0.35Alpha Vantage | +25.71% beat | Unavailable | Unavailable |
| Mar 31, 2025 | Apr 24, 2025 | $0.77 / $0.74Alpha Vantage | +4.05% beat | Unavailable | Unavailable |
| Dec 31, 2024 | Jan 27, 2025 | $0.77 / $0.76Alpha Vantage | +1.32% beat | Unavailable | Unavailable |
| Sep 30, 2024 | Oct 28, 2024 | $0.80 / $0.77Alpha Vantage | +3.90% beat | Unavailable | Unavailable |
EPS uses Yahoo Finance where available, then Alpha Vantage or verified release comparisons. Revenue uses company releases and saved estimates.
Reports Oct 26, 2026, in 21 days
Financials
What it sold, what it cost, what was left.
| USD | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|
| What came in | ||||
| Revenue | $238.8M | $238.2M | $232.8M | $235.5M |
| Cost of what it sold | $55.8M | $56.9M | $53.9M | $54.9M |
| Gross profit | $183.0M | $181.4M | $178.9M | $180.6M |
| What it spent | ||||
| Sales and admin | $21.9M | $21.6M | $79.8M | $78.5M |
| Other operating costs | $89.3M | $90.0M | $32.5M | $33.0M |
| Total operating expenses | $111.1M | $111.7M | $112.2M | $111.4M |
| What was left | ||||
| Operating profit | $71.8M | $69.7M | $66.7M | $69.1M |
| Interest on debt | $55.8M | $53.1M | $48.3M | $48.8M |
| Profit before tax | $71.8M | $69.7M | $66.7M | $69.1M |
| Tax | $17.4M | $14.2M | $15.5M | $16.1M |
| Net profit | $54.5M | $55.5M | $51.1M | $53.0M |
| EBITDA | $75.3M | $72.4M | $75.8M | $78.1M |
Technicals
Price structure
This stock's price action is mixed.
Trend
Mixed
45 / 100
RSI 14
20D volatility
52-week range
20D support
20D resistance
Returns
Price vs moving averages
Volume pace