Jefferson Capital (JCAP) Insider Trades, Congress & Funds

Smart money at a glance

Filings to Nov 14, 2026

Net selling: insiders sold $1.3M and bought $0 on the open market in 90 days (SEC Form 4). Congress: no trades disclosed in 180 days.

Company insidersForm 4, 90 days: -$1.3M net
CongressSTOCK Act, 180 days: None
Big funds13F, quarter ended Mar 31, 2026: 1 added, 0 cut
Federal contractsUSAspending.gov, 12 months: No awards

Analysts

What do analysts expect?

Analyst target and ratings are on paid plans

Unlock the full results

Questions about JCAP filings

Are insiders buying or selling Jefferson Capital, Inc. Common Stock (JCAP) stock?

Net selling: insiders sold $1.3M and bought $0 of JCAP stock on the open market in the 90 days to Nov 14, 2026, according to SEC Form 4 filings. The largest was Zellmann, Mark Joseph (President US Business Lines), who sold $1.3M. The latest filing was on Aug 26, 2026.

Which members of Congress have traded JCAP recently?

None. No member of Congress disclosed a JCAP trade with a trade date in the last 180 days, according to House and Senate STOCK Act filings.

How current is this JCAP smart-money data?

This summary uses filings available on Nov 14, 2026. Insiders must report trades to the SEC within 2 business days, members of Congress have up to 45 days to disclose a trade, and funds file 13F holdings up to 45 days after each quarter ends, so the latest moves may not be public yet.

Smart money on JCAP

Lean short1 source:
- Insiders

Top traders
No tracked positions at the last update
Insiders
- Penelope JoAnn Person, sold $5.4K, open market, filed Aug 26
- Mark Joseph Zellmann, sold $1.3M, open market, filed Aug 19
Lean short · thin2 sales · $1.3M
Form 4 filings, open market.
Congress
No recent politician filings found
Funds
No recent fund filings found
Influencers
No recent posts found

Each bar is 100% of that source’s money. The notch marks an even split.

Lean is the direction of the latest moves. Descriptive, not advice.

Questions about JCAP filings

Are insiders buying or selling Jefferson Capital, Inc. Common Stock (JCAP) stock?

Which members of Congress have traded JCAP recently?

None. No member of Congress disclosed a JCAP trade with a trade date in the last 180 days, according to House and Senate STOCK Act filings.

How current is this JCAP smart-money data?

Insiders

What insiders are doing

2 trades · 6 mo

Sold$1.3M

Sells (2)

PP
Person Penelope Joann
Chief Commercial Officer · Cluster · Aug 26
$5K
sold
ZM
Zellmann Mark Joseph
President US Business Lines · Cluster · Aug 19
$1.3M
sold
Signals like this: n=8127, 50% finished lower at D15, median -0.1% vs SPY +0.6%

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Reported Nov 12, 2026

Earnings came in 13.7% above what analysts expected.

Documents

Quarterly report10-Q Annual report10-K Every filing

Last report

Nov 12, 2026

Period ending

Sep 30, 2026

Earnings per share

$0.83+13.70% beat

$0.73 expected

Revenue

$185.5M

SEC filing

EPS: Yahoo Finance

Next report

What the street expects next

Estimates as of Nov 13, 2026

EPS expected

$0.77

$0.73 to $0.82

Revenue expected

$182.5M

5 analysts

Last 30 days

3up0down

Analysts raising estimates

Previous reports

Quarter / reported	Earnings per share	Beat or miss	Revenue / income	Revenue vs last year
Sep 30, 2026Reported Nov 12, 2026	$0.83est. $0.73	+13.70%beat	$185.5MSEC filing	+23.0%from $150.8M
Jun 30, 2026Reported Aug 13, 2026	$0.77est. $0.70	+10.00%beat	$177.5MSEC filing	+16.3%from $152.7M
Mar 31, 2026Reported May 14, 2026	$0.73est. $0.68	+6.96%beat	$176.4MSEC filing	+13.9%from $154.9M
Dec 31, 2025Reported Mar 12, 2026	$0.69est. $0.66	+4.15%beat	$154.8MYahoo Finance	No year-ago quarter
Sep 30, 2025Reported Nov 13, 2025	$0.79est. $0.62	+27.42%beat	$150.8MSEC filing	+36.4%from $110.6M
Jun 30, 2025Reported Aug 14, 2025	$0.81est. $0.83	-2.41%miss	$152.7MSEC filing	+47.1%from $103.8M
Mar 31, 2025Reported May 28, 2025	$0.97Reported	No estimate	$154.9MSEC filing	No year-ago quarter
Sep 30, 2024Reported Nov 14, 2025	Not on file	No estimate	$110.6MSEC filing	No year-ago quarter

Earnings per share comes from Yahoo Finance where available, then Alpha Vantage or the company release. Revenue comes from company releases, SEC filings, Alpha Vantage or Yahoo Finance. A beat or miss needs an analyst estimate on the same basis as the reported figure, so quarters without one show none. Non-USD amounts carry their currency code.

Open: $20.20
High: $21.12
Low: $19.59
Prev close: $20.25
52-wk high: $24.18
52-wk low: $15.33
Mkt cap: $1.15B
P/E: 21.9x
ROE: +34.9%
Div yield: 2.44%
P/S: 1.8x
P/B: 2.4x
Profit margin: +24.1%
Op margin: +60.0%

Fundamentals

Is the business strong?

Reasonably priced and profitable.

Net margin: 24.1%
P/E: 21.91
Market cap: $1.1B

Valuation

P/S1.78
P/B2.37
Dividend yield2.4%

Quality

Operating margin60.0%
ROE34.9%
ROA12.5%

Growth

Technicals

Price structure

This stock is under pressure.

Trend

Under pressure

25 / 100

RSI 14

40balanced

20D volatility

34%annualized

52-week range

$19.66

$15.33$24.18

20D support

$19.18recent floor

20D resistance

$21.28recent ceiling

Returns

5D -2.1%20D -4.3%60D -16.0%

Price vs moving averages

SMA20 -3.0%SMA50 -3.1%SMA200 +0.3%

Volume pace

0.78xvs prior 20D

Quarter / reported

Earnings per share

Beat or miss

Revenue / income

Revenue vs last year

Sep 30, 2026Nov 12, 2026

$0.83est. $0.73

+13.70%

$185.5MSEC filing

+23.0%from $150.8M

Jun 30, 2026Aug 13, 2026

$0.77est. $0.70

+10.00%

$177.5MSEC filing

+16.3%from $152.7M

Mar 31, 2026May 14, 2026

$0.73est. $0.68

+6.96%

$176.4MSEC filing

+13.9%from $154.9M

Dec 31, 2025Mar 12, 2026

$0.69est. $0.66

+4.15%

$154.8MYahoo Finance

No year-ago quarter

Sep 30, 2025Nov 13, 2025

$0.79est. $0.62

+27.42%

$150.8MSEC filing

+36.4%from $110.6M

Jun 30, 2025Aug 14, 2025

$0.81est. $0.83

-2.41%

$152.7MSEC filing

+47.1%from $103.8M

Mar 31, 2025May 28, 2025

$0.97Reported

No estimate

$154.9MSEC filing

No year-ago quarter

Sep 30, 2024Nov 14, 2025

Not on file

No estimate

$110.6MSEC filing

No year-ago quarter

Jefferson Capital, Inc. Common Stock

Smart money at a glance

What do analysts expect?

Questions about JCAP filings

Smart money on JCAP

Questions about JCAP filings

What insiders are doing

How top traders are positioned

Unlock everything for $29/month

Earnings came in 13.7% above what analysts expected.

What the street expects next

Previous reports

Is the business strong?

Price structure

Ask it in Claude or ChatGPT.

Jefferson Capital, Inc. Common Stock

Smart money at a glance

What do analysts expect?

Questions about JCAP filings

Smart money on JCAP

Questions about JCAP filings

What insiders are doing

How top traders are positioned

Unlock everything for $29/month

Earnings came in 13.7% above what analysts expected.

What the street expects next

Previous reports

Is the business strong?

Price structure

Ask it in Claude or ChatGPT.

Jefferson Capital, Inc. Common Stock

Overview

Questions about JCAP filings

Smart money

Unlock everything for $29/month

Earnings

Previous reports

Financials

Technicals

Ask it in Claude or ChatGPT.

Jefferson Capital, Inc. Common Stock

Overview

Questions about JCAP filings

Smart money

Unlock everything for $29/month

Earnings

Previous reports

Financials

Technicals

Ask it in Claude or ChatGPT.