Overview
Key stats
Fundamentals Sep 10- Open
- $81.80
- 52-wk high
- $84.65
- High
- $82.81
- 52-wk low
- $51.11
- Low
- $81.58
- Prev close
- $82.26
- Mkt cap
- $397.1M
- P/E
- 9.7x
- Volume
- 36.0K
- Fwd P/E
- 9.3x
- Beta
- 0.38
- Div yield
- 2.44%
- P/S
- 3.5x
- P/B
- 1.1x
- Profit margin
- +35.8%
- Op margin
- +44.5%
- ROE
- +12.3%
What do analysts expect?
Analyst target and ratings are on paid plans
See the 12-month consensus target and the buy/hold/sell rating split.
Unlock the full resultsSmart money
8 funds hold a position and insiders are trading both ways.
What insiders are doing
6 trades · 6 mo
Bought$13KSold$5K
Earnings
Earnings came in 11.1% below what analysts expected.
Earnings per share
$1.76-11.1%
$1.98 expected
Reports Oct 29, 2026, in 49 days
Financials
What it sold, what it cost, what was left.
Sep 2025Dec 2025Mar 2026Jun 2026
| USD | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|
| What came in | ||||
| Revenue | $44.1M | $44.5M | $43.8M | $43.5M |
| Cost of what it sold | $15.6M | $15.4M | $14.7M | $14.3M |
| Gross profit | $28.5M | $29.0M | $29.1M | $29.2M |
| What it spent | ||||
| Sales and admin | $18.9M | $11.0M | $540.0K | $528.0K |
| Other operating costs | -$2.8M | $5.1M | $15.9M | $16.3M |
| Total operating expenses | $16.1M | $16.1M | $16.4M | $16.9M |
| What was left | ||||
| Operating profit | $12.4M | $12.9M | $12.7M | $12.3M |
| Interest on debt | $15.1M | $14.9M | $14.2M | $13.8M |
| Profit before tax | $12.4M | $12.9M | $12.7M | $12.3M |
| Tax | $2.4M | $2.5M | $2.3M | $2.2M |
| Net profit | $10.0M | $10.5M | $10.4M | $10.2M |
| EBITDA | $11.4M | $13.6M | $13.2M | $12.8M |
Technicals
Price structure
This stock is in a strong uptrend.
Trend
Strong uptrend
100 / 100
RSI 14
61balanced
20D volatility
24%annualized
52-week range
$51.11$84.65
20D support
$78.38recent floor
20D resistance
$84.65recent ceiling
Returns
5D +3.3%20D +0.3%60D +18.5%
Price vs moving averages
SMA20 +1.0%SMA50 +6.1%SMA200 +25.1%
Volume pace
0.98xvs prior 20D
News
What the news says
3 articles · 7 days
Coverage is bullish
Tone of tracked coverage
BlackRock Inc. Acquires Shares of 354,551 Citizens Financial Services Inc. $CZFS
BullishSep 4Citizens financial SVP Guillaume buys $1,831 in common stock
Leans bullishSep 2Citizens Financial SVP Stephen J. Guillaume Acquires 24 Shares of Common Stock
BullishSep 1