AlphaYou
Overview
Smart money at a glance
Filings to Sep 30, 2026Net selling: insiders sold $18.7M and bought $0 on the open market in 90 days (SEC Form 4). Congress: no trades disclosed in 180 days.
- Company insidersSEC Form 4, last 90 days
- -$18.7M netNet selling
- CongressSTOCK Act, last 180 days
- NoneNo trades disclosed
- Big fundsSEC 13F, quarter ended Jun 30, 2026
- 4 added, 4 cutEven
Key stats
Fundamentals Sep 29- Open
- $68.91
- 52-wk high
- $90.44
- High
- $70.31
- 52-wk low
- $42.09
- Low
- $67.83
- Prev close
- $67.21
- Mkt cap
- $22.68B
- P/E
- 12.9x
- Volume
- 3.47M
- Fwd P/E
- 35.6x
- Beta
- 3.61
- P/S
- 5.3x
- P/B
- 4.2x
- Profit margin
- +45.3%
- Op margin
- +12.6%
- ROE
- +45.1%
What do analysts expect?
Analyst target and ratings are on paid plans
See the 12-month consensus target and the buy/hold/sell rating split.
Unlock the full resultsQuestions about AFRM filings
Are insiders buying or selling Affirm Holdings Inc (AFRM) stock?
Net selling: insiders sold $18.7M and bought $0 of AFRM stock on the open market in the 90 days to Sep 30, 2026, according to SEC Form 4 filings. $14.9M of the sales were made under pre-set Rule 10b5-1 trading plans. The largest was Linford, Michael (Chief Operating Officer), who sold $7.1M. The latest filing was on Sep 16, 2026.
Which members of Congress have traded AFRM recently?
None. No member of Congress disclosed a AFRM trade with a trade date in the last 180 days, according to House and Senate STOCK Act filings.
How current is this AFRM smart-money data?
This summary uses filings available on Sep 30, 2026. Insiders must report trades to the SEC within 2 business days, members of Congress have up to 45 days to disclose a trade, and funds file 13F holdings up to 45 days after each quarter ends, so the latest moves may not be public yet.
Smart money
8 funds hold a position and insiders have been net selling.
What funds are doing
Buys/Adds (1)
- MI
Millennium
$54.7M
bought
Sells/Trims (2)
- CI
Citadel
$84.7M
trimmed
- QR
Qube Research
$72.2M
sold
What insiders are doing
How top traders are positioned
No tracked top-trader positions in AFRM right now.
Live Hyperliquid positioning - not every stock is covered
Earnings
Earnings came in $4.29 a share above what analysts expected.
Earnings per share
$0.33 expected
Company GAAP EPS
From the company's release
Compared on the analyst basis, which counts earnings differently from the company.
FQ4 2026 guidance
$1.08B to $1.11B
No comparable estimate
Reports Nov 5, 2026, in 36 days
Estimates as of Sep 30, 2026
EPS expected
$0.70 to $1.01
Revenue expected
29 analysts
Last 30 days
Analysts raising estimates
Estimate drift
Change in 30 days
What the company said
Financials
What it sold, what it cost, what was left.
| USD | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|
| What came in | ||||
| Revenue | $933.3M | $1.12B | $1.04B | $1.09B |
| Cost of what it sold | $301.9M | $343.5M | $353.9M | $333.6M |
| Gross profit | $631.4M | $779.6M | $684.9M | $756.1M |
| What it spent | ||||
| Research and development | $168.1M | — | — | — |
| Sales and admin | $144.9M | $141.2M | $145.3M | $146.8M |
| Other operating costs | $254.7M | $520.7M | $337.4M | $343.9M |
| Total operating expenses | $567.8M | $661.9M | $482.7M | $490.8M |
| What was left | ||||
| Operating profit | $63.7M | $117.6M | $202.2M | $265.3M |
| Interest on debt | $110.0M | $111.7M | $113.8M | $118.6M |
| Profit before tax | $83.0M | $133.2M | $107.4M | $169.1M |
| Tax | $2.3M | $3.7M | $4.5M | -$1.45B |
| Net profit | $80.7M | $129.6M | $102.9M | $1.62B |
| EBITDA | $258.4M | $320.5M | $296.2M | $375.0M |
Technicals
Price structure
This stock's price action is mixed.
Trend
Mixed
40 / 100
RSI 14
20D volatility
52-week range
20D support
20D resistance
Returns
Price vs moving averages
Volume pace
News
What the news says
Coverage is mixed
Affirm Holdings, Inc. Class A Revenue Breakdown – DUS:78P
NeutralSep 26Operating margin % of Affirm Holdings, Inc. Class A – DUS:78P
NeutralSep 25Weekly Recap: FY2027 GMV and margin targets and underwriting update
BullishSep 22Affirm Holdings' Chief Legal Officer Receives 30,152 RSU Award in September 2026
NeutralSep 19Affirm Holdings (AFRM) grants its president 67,006 RSUs over three years
NeutralSep 19Affirm (AFRM) awards 30K RSUs to its top lawyer, lifting her stake to 152K shares
NeutralSep 19Affirm (AFRM) grants 46,904 stock units to its CFO
NeutralSep 19Affirm (AFRM) president awarded 67K RSUs, with direct and trust holdings
NeutralSep 19